While all ages of drivers are capable of negligent driving, young drivers in particular present an especially high risk for Maryland motorcyclists. Indeed, it has long been understood that young drivers are responsible for the most Maryland motorcycle accidents when compared to other age groups. Some statistics have found that one in five teen motorists are involved in a collision of some sort each year.
Young drivers present such a high risk for a number of reasons. Of course, it goes without saying that young drivers have less experience driving. However, that factor alone does not totally account for the increased rate of accidents because new drivers who obtain a driver’s license later in life do not present as high a risk. Teens, as a group, are more likely to engage in several other risky behaviors while driving, including:
- Driving while talking on a cell phone;
- Texting while driving;
- Talking to passengers in the rear seats;
- Driving aggressively; and
- Using poor judgment.
Can Parents Be Held Responsible for a Minor’s Accident?
In Maryland, a parent can usually only be held responsible for an accident caused by their minor child if the accident involves a crime. If there is no crime committed, it is likely that the parents of the minor will not be financially liable. However, to the extent that a child is on the parent’s insurance policy, the insurance company will be on the hook for the accident.