While many Maryland motorcycle accidents are clearly the fault of one party or another, other accidents present more a complex situation. For example, if both of the drivers involved committed a traffic violation, it may be difficult to determine which party should be held responsible. Similarly, if there are no witnesses to an accident other than the operators of the vehicles, this may create a “he said, she said” situation requiring additional investigation.
When it comes to establishing who was at fault for a motorcycle accident, the initial job rests with the police. However, in some cases, a police investigation comes up short, failing to name either party. Or in cases of a hit-and-run accident, the at-fault driver may not be located. In either event, an accident victim can always seek compensation through their own insurance policy. However, in some cases, an insurance company will deny a motorist’s claim, leaving them with no means of financial recovery.
If an insurance company denies a motorist’s claim or offers insufficient compensation to cover a victim’s injuries, the accident victim can file a personal injury claim. However, Maryland applies a strict legal doctrine when it comes to determining which parties are entitled to compensation. Under Maryland’s contributory negligence rule, only motorists who are completely free from fault are able to recover damages for injuries they sustained in an accident. Thus, it is very important that motorcycle accident victims reach out to discuss their case with an experienced personal injury attorney as soon as possible.